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Research from the Lyro team

AI in Insurance in 2026

Aug 2026

AI in Insurance in 2026

Chatbots, Copilots, and Agents

20%of Americans view insurance AI positively, down from 29%
$80–160BAI could save P&C insurers through fraud reduction by 2032
7%of insurers have successfully brought their AI systems to scale
Bart TurczynskiHead of Growth, Tidio
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AI in E-Commerce in 2026

Apr 2026

AI in E-Commerce in 2026

The New Shopping Funnel

$750Bin U.S. revenue projected to flow through AI-powered search by 2028
37–50%of U.S. consumers start product searches with AI, not a search engine
11.4%ChatGPT traffic converts at the highest rate of any channel
Tytus GołasFounder & CEO, Tidio
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Customer Experience Summary

Apr 2026

Customer Experience Summary

AI in E-Commerce in 2026

82%of consumers prefer human support even when AI outcome and wait time are identical
57%resolution rate with hybrid human+AI models vs. 29% for bots alone
67%of customer inquiries resolved by Lyro across its customer base
Tytus GołasFounder & CEO, Tidio
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Ecommerce & Retail Summary

Apr 2026

Ecommerce & Retail Summary

AI in E-Commerce in 2026

37%of U.S. AI users start product searches with AI, not a search engine — and arrive with purchase intent already formed
11.4%ChatGPT referrals convert at the highest rate of any channel — ahead of paid search (9.3%) and organic (5.3%)
$262Bin retail revenue driven by AI-personalized recommendations in Nov–Dec 2025: ~20% of all retail sales
Tytus GołasFounder & CEO, Tidio
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Finance Summary

Apr 2026

Finance Summary

AI in E-Commerce in 2026

$262Bin retail revenue driven by AI-personalized recommendations in Nov–Dec 2025 alone
28%of consumers stopped purchasing from a brand due to its AI use — yet leaders rank trust as their lowest AI concern
57%resolution rate for hybrid AI+human service vs. 29% for bots alone — changing the cost-per-resolution equation
Tytus GołasFounder & CEO, Tidio
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Marketing & Brand Summary

Apr 2026

Marketing & Brand Summary

AI in E-Commerce in 2026

$750Bin U.S. revenue estimated to flow through AI-powered search by 2028
37%of U.S. AI users start product searches with AI rather than a search engine
11.4%ChatGPT referrals convert at the highest rate of any channel — ahead of direct, paid, and organic search
Tytus GołasFounder & CEO, Tidio
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Shadow AI

Jan 2026

Shadow AI

From Hidden Habit to Deliberate Strategy

50–90%of employees already use unapproved AI at work
$670Kin extra breach costs for organizations with high shadow AI
20%of breached organizations were compromised through shadow AI
Bart TurczynskiHead of Growth, Tidio
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